M. Ali, M., Musrizal, M., Murni, M., Hismendi, H. and Zarkani, M. (2026) “Analyzing the Causal Effect of Non-Performing Financing on ROA and ROE Profitability: New evidence from PT Bank Syariah Indonesia Tbk”, JURNAL HURRIAH: Jurnal Evaluasi Pendidikan dan Penelitian, 7(3), pp. 557-565. doi: 10.56806/jh.v7i3.491.